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        "design_style": "A modern, minimalist, and user-centric fintech design. The aesthetic is clean and direct, utilizing ample white space, large typography, and simple, illustrative graphics. The layout is structured and scannable, prioritizing clear communication of the service's value proposition over decorative flair.",
        "keywords": [
            "bill payments",
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        ],
        "brand_identity": "Uconomy positions itself as an empowering and empathetic financial tool that gives users control over their financial lives. The brand's personality is helpful, straightforward, and reassuring. It speaks directly to the common frustration of rigid bill due dates, offering a simple and stress-free solution. The core message revolves around flexibility, control, and convenience, aiming to build trust with a user base that may be experiencing financial stress or looking for smarter ways to manage their cash flow.",
        "logo_description": "The logo is a wordmark or combination mark provided as an SVG file. It is prominently placed in the top-left of the header navigation bar, acting as a home link. It is also repeated in the footer, reinforcing the brand identity throughout the page.",
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            "Large, clean, and modern vector illustrations that visually represent abstract concepts like 'Pay When You Can' and 'Secure Transactions'.",
            "Consistent use of prominent, brightly colored call-to-action (CTA) buttons ('Join Today')."
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                "Hero": "Gain control over your bill due dates. Join Today.",
                "Service Overview": "A flexible and secure transaction method that allows you to customize your payment plan when acquiring items, paying bills, and receiving services. You deserve the flexibility to choose what works best for you, so why wait?",
                "Key Benefits": "Pay When You Can: Tired of fixed payment schedules and missed deadlines? Say goodbye to stress and hello to a payment plan that fits your life. Take control of your payments today!\n\nManage Your Bills: Choose us for bills including utilities, phone, power, and more. Streamline your finances and seamlessly manage your bills with ease.\n\nNo Extra Work For You: All you need to do is upload a photo of your bill, and we'll take care of the rest. If we can't change your dates, you won't pay anything out of pocket."
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                "extraction_notes": "The page is a Single Page Application (SPA). The SPA-enhanced content extraction provided a concise meta description which was used for the service overview. The primary content was also present in the HTML and was fully extracted."
            }
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        {
            "page_key": "privacy-policy",
            "title": "Uconomy",
            "url": "https://uconomy.com/privacy-policy",
            "content_sections": {
                "Privacy Notice Introduction": "PRIVACY NOTICE\nLast updated March 28, 2023\nThank you for choosing to be part of our community at Uconomy Inc. (\"Company,\" \"we,\" \"us,\" or \"our\"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at help@uconomy.com.\nThis privacy notice describes how we might use your information if you:\n- Visit our website at http://uconomy.com or http://test.uconomy.com\n- Engage with us in other related ways \u2015 including any sales, marketing, or events\nIn this privacy notice, if we refer to:\n- \"Website,\" we are referring to any website of ours that references or links to this policy\n- \"Services,\" we are referring to our Website, and other related services, including any sales, marketing, or events\nThe purpose of this privacy notice is to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.\nPlease read this privacy notice carefully, as it will help you understand what we do with the information that we collect.",
                "Table of Contents": "1. WHAT INFORMATION DO WE COLLECT?\n2. HOW DO WE USE YOUR INFORMATION?\n3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?\n4. WHO WILL YOUR INFORMATION BE SHARED WITH?\n5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?\n6. HOW LONG DO WE KEEP YOUR INFORMATION?\n7. HOW DO WE KEEP YOUR INFORMATION SAFE?\n8. WHAT ARE YOUR PRIVACY RIGHTS?\n9. CONTROLS FOR DO-NOT-TRACK FEATURES\n10. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?\n11. DO WE MAKE UPDATES TO THIS NOTICE?\n12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?\n13. HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECT FROM YOU?",
                "1. WHAT INFORMATION DO WE COLLECT?": "Personal information you disclose to us\n_In Short: We collect personal information that you provide to us._\nWe collect personal information that you voluntarily provide to us when you register on the Website, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website (such as by posting messages in our online forums or entering competitions, contests or giveaways) or otherwise when you contact us.\nThe personal information that we collect depends on the context of your interactions with us and the Website, the choices you make and the products and features you use. The personal information we collect may include the following:\nPersonal Information Provided by You. We collect email addresses; phone numbers; names; passwords; contact or authentication data; billing addresses; debit/credit card numbers; mailing addresses; usernames; contact preferences; government identification; banking information; and other similar information.\nAll personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.\nInformation automatically collected\n_In Short: Some information \u2014 such as your Internet Protocol (IP) address and/or browser and device characteristics \u2014 is collected automatically when you visit our Website._\nWe automatically collect certain information when you visit, use or navigate the Website. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Website and other technical information. This information is primarily needed to maintain the security and operation of our Website, and for our internal analytics and reporting purposes.\nLike many businesses, we also collect information through cookies and similar technologies. You can find out more about this in our Cookie Notice: https://uconomy.com/cookies.php.\nThe information we collect includes:\n- Log and Usage Data. Log and usage data is service-related, diagnostic, usage and performance information our servers automatically collect when you access or use our Website and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type and settings and information about your activity in the Website(such as the date/time stamps associated with your usage, pages and files viewed, searches and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called 'crash dumps') and hardware settings).\n- Device Data. We collect device data such as information about your computer, phone, tablet or other device you use to access the Website. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model Internet service provider and/or mobile carrier, operating system and system configuration information.\n- Location Data. We collect location data such as information about your device's location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Website. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. Note however, if you choose to opt out, you may not be able to use certain aspects of the Services.",
                "2. HOW DO WE USE YOUR INFORMATION?": "_In Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent._\nWe use personal information collected via our Website for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.\nWe use the information we collect or receive:\n- To facilitate account creation and logon process. If you choose to link your account with us to a third-party account (such as your Google or Facebook account), we use the information you allowed us to collect from those third parties to facilitate account creation and logon process for the performance of the contract.\n- To post testimonials. We post testimonials on our Website that may contain personal information. Prior to posting a testimonial, we will obtain your consent to use your name and the content of the testimonial. If you wish to update, or delete your testimonial, please contact us at help@uconomy.com and be sure to include your name, testimonial location, and contact information.\n- **Request feedback.** We may use your information to request feedback and to contact you about your use of our Website.\n- To enable user-to-user communications. We may use your information in order to enable user-to-user communications with each user's consent.\n- **To manage user accounts.** We may use your information for the purposes of managing our account and keeping it in working order.\n- **To send administrative information to you.** We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.\n- **To protect our Services.** We may use your information as part of our efforts to keep our Website safe and secure (for example, for fraud monitoring and prevention).\n- To enforce our terms, conditions and policies for business purposes, to comply with legal and regulatory requirements or in connection with our contract.\n- **To respond to legal requests and prevent harm.** If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.\n- **Fulfill and manage your orders.** We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the Website.\n- Administer prize draws and competitions. We may use your information to administer prize draws and competitions when you elect to participate in our competitions.\n- To deliver and facilitate delivery of services to the user. We may use your information to provide you with the requested service.\n- To respond to user inquiries/offer support to users. We may use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.\n- To send you marketing and promotional communications. We and/or our third-party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. For example, when expressing an interest in obtaining information about us or our Website, subscribing to marketing or otherwise contacting us, we will collect personal information from you. You can opt-out of our marketing emails at any time (see the \"WHAT ARE YOUR PRIVACY RIGHTS?\" below).\n- Deliver targeted advertising to you. We may use your information to develop and display personalized content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness. For more information see our Cookie Notice: https://uconomy.com/cookies.php.\n- For other business purposes. We may use your information for other business purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Website, products, marketing and your experience. We may use and store this information in aggregated and anonymized form so that it is not associated with individual end users and does not include personal information.",
                "3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?": "_In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations._\nWe may process or share your data that we hold based on the following legal basis:\n- Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.\n- Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.\n- Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.\n- Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).\n- Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.\nMore specifically, we may need to process your data or share your personal information in the following situations:\n- Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.\n- Google Maps Platform APIs. We may share your information with certain Google Maps Platform APIs (e.g., Google Maps API, Place API). To find out more about Google\u2019s Privacy Policy, please refer to this link. We use certain Google Maps Platform APIs to retrieve certain information when you make location-specific requests. This includes: Address; and other similar information. A full list of what we use information for can be found in this section and in the previous section titled \"HOW DO WE USE YOUR INFORMATION?\". We obtain and store on your device ('cache') your location. You may revoke your consent anytime by contacting us at the contact details provided at the end of this document. The Google Maps Platform APIs that we use store and access cookies and other information on your devices. If you are a user currently in the European Economic Area (EU countries, Iceland, Liechtenstein and Norway) or United Kingdom, please take a look at our Cookie Notice, which can be found at this link: https://uconomy.com/cookies.php.\n- Vendors, Consultants and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing, data analysis, email delivery, hosting services, customer service and marketing efforts. We may allow selected third parties to use tracking technology on the Website, which will enable them to collect data on our behalf about how you interact with our Website over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content, pages or features, and better understand online activity. Unless described in this notice, we do not share, sell, rent or trade any of your information with third parties for their promotional purposes.\n- **Other Users.** When you share personal information (for example, by posting comments, contributions or other content to the Website) or otherwise interact with public areas of the Website, such personal information may be viewed by all users and may be publicly made available outside the Website in perpetuity. Similarly, other users will be able to view descriptions of your activity, communicate with you within our Website, and view your profile.",
                "4. WHO WILL YOUR INFORMATION BE SHARED WITH?": "_In Short: We only share information with the following categories of third parties._\nWe only share and disclose your information with the following categories of third parties. If we have processed your data based on your consent and you wish to revoke your consent, please contact us using the contact details provided in the section below titled \"HOW CAN YOU CONTACT US ABOUT THIS NOTICE?\".\n- Website Hosting Service Providers\n- Data Analytics Services",
                "5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?": "_In Short: We may use cookies and other tracking technologies to collect and store your information._\nWe may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice: https://uconomy.com/cookies.php.",
                "6. HOW LONG DO WE KEEP YOUR INFORMATION?": "_In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law._\nWe will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.\nWhen we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.",
                "7. HOW DO WE KEEP YOUR INFORMATION SAFE?": "_In Short: We aim to protect your personal information through a system of organizational and technical security measures._\nWe have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Website is at your own risk. You should only access the Website within a secure environment.",
                "8. WHAT ARE YOUR PRIVACY RIGHTS?": "_In Short: You may review, change, or terminate your account at any time._\nIf you are a resident in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: https://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.\nIf you are a resident in Switzerland, the contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.\nIf you have questions or comments about your privacy rights, you may email us at help@uconomy.com.\nAccount Information\nIf you would at any time like to review or change the information in your account or terminate your account, you can:\n- Contact us using the contact information provided.\nUpon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with applicable legal requirements.\nCookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Website. To opt-out of interest-based advertising by advertisers on our Website visit http://www.aboutads.info/choices/. For further information, please see our Cookie Notice: https://uconomy.com/cookies.php.\nOpting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list \u2014 however, we may still communicate with you, for example to send you service-related emails that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes. To otherwise opt-out, you may:\n- Contact us using the contact information provided.",
                "9. CONTROLS FOR DO-NOT-TRACK FEATURES": "Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (\"DNT\") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.",
                "10. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?": "_In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information._\nCalifornia Civil Code Section 1798.83, also known as the \"Shine The Light\" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.\nIf you are under 18 years of age, reside in California, and have a registered account with the Website, you have the right to request removal of unwanted data that you publicly post on the Website. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Website, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. backups, etc.).\nCCPA Privacy Notice\nThe California Code of Regulations defines a \"resident\" as:\n(1) every individual who is in the State of California for other than a temporary or transitory purpose and\n(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose\nAll other individuals are defined as \"non-residents.\"\nIf this definition of \"resident\" applies to you, we must adhere to certain rights and obligations regarding your personal information.\nWhat categories of personal information do we collect?\nWe have collected the following categories of personal information in the past twelve (12) months:\nCategory: A. Identifiers, Examples: Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address and account name, Collected: YES\nCategory: B. Personal information categories listed in the California Customer Records statute, Examples: Name, contact information, education, employment, employment history and financial information, Collected: YES\nCategory: C. Protected classification characteristics under California or federal law, Examples: Gender and date of birth, Collected: YES\nCategory: D. Commercial information, Examples: Transaction information, purchase history, financial details and payment information, Collected: YES\nCategory: E. Biometric information, Examples: Fingerprints and voiceprints, Collected: NO\nCategory: F. Internet or other similar network activity, Examples: Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems and advertisements, Collected: NO\nCategory: G. Geolocation data, Examples: Device location, Collected: YES\nCategory: H. Audio, electronic, visual, thermal, olfactory, or similar information, Examples: Images and audio, video or call recordings created in connection with our business activities, Collected: YES\nCategory: I. Professional or employment-related information, Examples: Business contact details in order to provide you our services at a business level, job title as well as work history and professional qualifications if you apply for a job with us, Collected: NO\nCategory: J. Education Information, Examples: Student records and directory information, Collected: NO\nCategory: K. Inferences drawn from other personal information, Examples: Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual\u2019s preferences and characteristics, Collected: YES\nWe may also collect other personal information outside of these categories instances where you interact with us in-person, online, or by phone or mail in the context of:\n- Receiving help through our customer support channels;\n- Participation in customer surveys or contests; and\n- Facilitation in the delivery of our Services and to respond to your inquiries.\nHow do we use and share your personal information?\nMore information about our data collection and sharing practices can be found in this privacy notice and our Cookie Notice: https://uconomy.com/cookies.php.\nYou may contact us by email at help@uconomy.com, or by referring to the contact details at the bottom of this document.\nIf you are using an authorized agent to exercise your right to opt-out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.\nWill your information be shared with anyone else?\nWe may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf.\nWe may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be \"selling\" of your personal data.\nUconomy Inc. has disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:\n- Category B. Personal information, as defined in the California Customer Records law, such as your name, contact information, education, employment, employment history and financial information.\nThe categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under \"",
                "11. DO WE MAKE UPDATES TO THIS NOTICE?": "This section was not present in the provided HTML, but was listed in the Table of Contents.",
                "12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?": "This section was not present in the provided HTML, but was listed in the Table of Contents.",
                "13. HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECT FROM YOU?": "This section was not present in the provided HTML, but was listed in the Table of Contents."
            },
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                    "Content appears to be truncated; sections 11-13 from the table of contents are missing from the body."
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                "content_summary": "Successfully extracted a detailed, multi-section privacy policy. The extraction includes an introduction, table of contents, and comprehensive sections on data collection, usage, user rights, and a detailed CCPA notice with a data category table. The content is well-structured and almost complete.",
                "extraction_notes": "The page is a standard, text-heavy privacy policy. The content was fully rendered in the initial HTML. However, the document appears to be truncated, as the content for the final sections listed in the table of contents (11, 12, 13) is missing from the provided HTML. Despite this, the extracted content is substantial and high-quality."
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        {
            "page_key": "terms-of-service",
            "title": "Uconomy",
            "url": "https://uconomy.com/terms-of-service",
            "content_sections": {
                "Terms of Service Introduction": "TERMS OF SERVICE\nLast updated March 28, 2023",
                "Agreement to Terms": "These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (\u201cyou\u201d) and Uconomy Inc (\"Company\", \u201cwe\u201d, \u201cus\u201d, or \u201cour\u201d), concerning your access to and use of the http://test.uconomy.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the \u201cSite\u201d). You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.\n\nSupplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the \u201cLast updated\u201d date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use our Site so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.\n\nThe information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.\n\nThe Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-Bliley Act (GLBA).\n\nThe Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.",
                "Intellectual Property Rights": "Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the \u201cContent\u201d) and the trademarks, service marks, and logos contained therein (the \u201cMarks\u201d) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site \u201cAS IS\u201d for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.\n\nProvided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.",
                "User Representations": "By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; (6) you will not use the Site for any illegal or unauthorized purpose; and (7) your use of the Site will not violate any applicable law or regulation.\n\nIf you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).",
                "User Registration": "You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.",
                "Fees and Payment": "We accept the following forms of payment:\n\n- Debit Card\n- Credit Card\n\nYou may be required to purchase or pay a fee to access some of our services. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We bill you through an online billing account for purchases made via the Site. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in U.S. dollars.\n\nYou agree to pay all charges or fees at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon making your purchase. Once you upload your bill and add your payment method, you agree to the terms outlined for your purchase in changing bill due dates.\n\nWe reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We also reserve the right to refuse any order placed through the Site.\n\nReminders: You agree to allow Uconomy to send you payment reminders from time-to-time. Notwithstanding whether you have consented or withdrawn your consent to the Uconomy E-Sign Consent, you agree that payment reminders may take the form of any available communication, subject to applicable law.",
                "Cancellation": "All purchases are non-refundable. You will only be charged in the case that your bill due date is moved, and will be charged 3% of the total amount of the bill that was moved.\n\nIf you are unsatisfied with our services, please email us at help@uconomy.com.",
                "Prohibited Activities": "You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.\n\nAs a user of the Site, you agree not to:\n\n1. Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.\n2. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.\n3. Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.\n4. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.\n5. Use any information obtained from the Site in order to harass, abuse, or harm another person.\n6. Make improper use of our support services or submit false reports of abuse or misconduct.\n7. Use the Site in a manner inconsistent with any applicable laws or regulations.\n8. Engage in unauthorized framing of or linking to the Site.\n9. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party\u2019s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.\n10. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.\n11. Delete the copyright or other proprietary rights notice from any Content.\n12. Attempt to impersonate another user or person or use the username of another user.\n13. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (\u201cgifs\u201d), 1\u00d71 pixels, web bugs, cookies, or other similar devices (sometimes referred to as \u201cspyware\u201d or \u201cpassive collection mechanisms\u201d or \u201cpcms\u201d).\n14. Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.\n15. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.\n16. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.\n17. Copy or adapt the Site\u2019s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.\n18. Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.\n19. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.\n20. Use a buying agent or purchasing agent to make purchases on the Site.\n21. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.\n22. Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise.\n23. Sell or otherwise transfer your profile.\n24. Use the Site to advertise or offer to sell goods and services.\n25. Create multiple accounts.",
                "User Generated Contributions": "The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, \"Contributions\"). Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:\n\n1. The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.\n2. You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms of Use.\n3. You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms of Use.\n4. Your Contributions are not false, inaccurate, or misleading.\n5. Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.\n6. Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).\n7. Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.\n8. Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.\n9. Your Contributions do not violate any applicable law, regulation, or rule.\n10. Your Contributions do not violate the privacy or publicity rights of any third party.\n11. Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.\n12. Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.\n13. Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use, or any applicable law or regulation.\n\nAny use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Site.",
                "Contribution License": "By posting your Contributions to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.\n\nThis license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.\n\nWe do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.\n\nWe have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorize any Contributions to place them in more appropriate locations on the Site; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.",
                "Submissions": "You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site (\"Submissions\") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.",
                "U.S. Government Rights": "Our services are \u201ccommercial items\u201d as defined in Federal Acquisition Regulation (\u201cFAR\u201d) 2.101. If our services are acquired by or on behalf of any agency not within the Department of Defense (\u201cDOD\u201d), our services are subject to the terms of these Terms of Use in accordance with FAR 12.212 (for computer software) and FAR 12.211 (for technical data). If our services are acquired by or on behalf of any agency within the Department of Defense, our services are subject to the terms of these Terms of Use in accordance with Defense Federal Acquisition Regulation (\u201cDFARS\u201d) 227.7202\u20113. In addition, DFARS 252.227\u20117015 applies to technical data acquired by the DOD. This U.S. Government Rights clause is in lieu of, and supersedes, any other FAR, DFARS, or other clause or provision that addresses government rights in computer software or technical data under these Terms of Use.",
                "Site Management": "We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.",
                "Privacy Policy": "We care about data privacy and security. Please review our Privacy Policy: https://test.uconomy.com/privacy-policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Site is hosted in the United States. If you access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site, you are transferring your data to the United States, and you agree to have your data transferred to and processed in the United States.",
                "Copyright Infringements": "We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a \u201cNotification\u201d). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to applicable law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Site infringes your copyright, you should consider first contacting an attorney.",
                "Term and Termination": "These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.\n\nIf we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.",
                "Modifications and Interruptions": "We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.\n\nWe cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.",
                "Governing Law": "These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of Delaware applicable to agreements made and to be entirely performed within the State of Delaware, without regard to its conflict of law principles.",
                "Dispute Resolution": "Informal Negotiations\nTo expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each \"Dispute\" and collectively, the \u201cDisputes\u201d) brought by either you or us (individually, a \u201cParty\u201d and collectively, the \u201cParties\u201d), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.\n\nBinding Arbitration\nIf the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (\"AAA\") and, where appropriate, the AAA\u2019s Supplementary Procedures for Consumer Related Disputes (\"AAA Consumer Rules\"), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in __________. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.\n\nIf for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in Wilmington, Delaware, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use.\n\nIn no event shall any Dispute brought by either Party related in any way to the Site be commenced more than one (1) years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.\n\nRestrictions\nThe Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.\n\nExceptions to Informal Negotiations and Arbitration\nThe Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.",
                "Corrections": "There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.",
                "Disclaimer": "THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE\u2019S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.",
                "Limitations of Liability": "IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DIS"
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